Home, it’s your safe haven. It’s where you raise your family and create memories that last a lifetime. Whether you’re buying insurance for your first home, or your dream home, Rowley insurance Agency Inc. can help you protect this prized possession with a homeowners insurance policy that fits your priorities and your budget.
Homeowner policies can provide coverage for:
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Be confident in your insurance choices. Contact us today. We'll work with you to develop your Southwest Florida homeowners insurance policy that fits your needs and your budget, whether you live in Englewood, Rotonda, Cape Haze, Boca Grande, Venice, North Port or Port Charlotte.
A Home’s structure is covered along with sheds and detached garages (with limitations).
A Condo/Condominium Unit owners policy typically covers interior structures like wallboard covering, lighting fixtures, cabinets and flooring to name a few building type items. Depending on your association by-laws, external walls should be covered by the Association.
A Rental Home’s entire structure is covered along with sheds and detached garages(with limitations) but usually does not offer contents coverage unless you rent it furnished then you usually can add contents for additional premium.
A Manufactured/Mobile Home’s entire structure is usually covered, while sheds and garages may require an optional policy or endorsement.
A Renters policy generally has no physical structure coverage at all, but it does provide essential liability and contents coverage.